SDIRA = SELF DIRECTED IRA

  • There is NO legal distinction between self directed IRAs and any other IRA except that self directed IRA allows the broadest possible spectrum of investment choices.
  • SDIRAs have been around since the IRA was established in 1974.
  • When setup correctly or when using a proper SDIRA custodian you are allowed to investment not only in stocks and bonds but also in real estate, notes, private placements, tax lien certificates and much more.
  • The potential benefits of a Self-Directed IRA is that you are able to invest your tax-advantaged retirement dollars in investments you know and understand.
  • Be assured that self-directed IRAs are allowed under IRS rules as long as you follow the rules.
      • Prohibited Investments
        • Can’t invest in collectibles such as antiques, cars, art, etc.
        • Can’t invest in life insurance.
      • Prohibited Transactions
        • Selling Property To IRA You Already Own – Self Dealing.
        • Buying Property For Personal Use.
        • Borrowing Money From IRA.
        • Can’t Use IRA as Collateral (i.e. security for loan).
        • No Personal Guarantee – For example, no signing personally for a loan.
  • What Can You Invest In?
      • Single Family Homes
      • Apartments and Commercial RE
      • Raw Land
      • Tax Liens/Tax Deeds
      • Mortgage/Deed of Trust Notes 
      • Private Equity
      • Precious Metals (Gold/Silver)
      • Commodities (Oil, Gas, Grains, etc)
      • Currency Trading (Forex)
      • LLCs and C Corporation
      • Car Paper
      • Commercial Paper
      • Private Placements and Stock Offerings
      • Equipment Leasing
      • Factoring
      • Structured Settlements
      • And yes stocks, bonds and mutual funds as well